Fraud Strategy Analyst I (Mid-level)
Company: USAA
Location: Phoenix
Posted on: November 29, 2025
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Job Description:
Why USAA? At USAA, our mission is to empower our members to
achieve financial security through highly competitive products,
exceptional service and trusted advice. We seek to be the 1 choice
for the military community and their families. Embrace a fulfilling
career at USAA, where our core values – honesty, integrity, loyalty
and service – define how we treat each other and our members. Be
part of what truly makes us special and impactful. The Opportunity
As a dedicated Mid-level Fraud Strategy Analyst, you will be
accountable for driving USAA’s overall fraud strategy, policies,
and analytic capabilities for fraud rules management. This role
will collaborate with key stakeholders across the enterprise,
influencing outcomes in a complex, matrixed environment. This role
will be an active participant in industry efforts to share and
receive information, build industry partnerships and relations to
formulate USAA’s global fraud strategies and policies to better
protect USAA from current, evolving, and future fraud threats. We
offer a flexible work environment that requires an individual to be
in the office 4 days per week. This position can be based in one of
the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ,
Colorado Springs, CO, Charlotte, NC, or Tampa, FL. Relocation
assistance is not available for this position. What you'll do:
Serves as an expert in at least one area of focus within Financial
Crimes space to develop solutions for complex problems that align
with the business’s strategic direction and objectives. Actively
participates in and may take ownership of analyses or business
strategy initiatives using innovative/quantitative analytical
approaches. Extract insights from moderately complex data sets to
develop solutions within the Financial Crimes space through a range
of data preparation, modeling, and visualization techniques,
including predictive analysis, pattern recognition and/or Machine
Learning. Uses association rule learning, cluster analysis, anomaly
detection, data analysis and visualization (e.g., PowerBI,
Tableau), and object-oriented programming (Python, SAS) to identify
trends from existing data reports and recommends
strategies/analysis that should be performed to mitigate risks.
Consults with the business to understand the business direction,
environment and strategies for supported domains/clients; gathers
requirements to recommend solutions. Advocates for self and
teammates to encourage the growth of direct and indirect peers
toward continual technical and soft skill progression. Serves as a
resource for mathematical skills, business product knowledge,
and/or Financial Crimes knowledge. Ensures risks associated with
business activities are effectively identified, measured,
monitored, and controlled in accordance with risk and compliance
policies and procedures. What you have: Bachelor’s degree; OR 4
years of related experience (in addition to the minimum years of
experience required) may be substituted in lieu of degree. 4 years
of experience in financial crimes supporting and participating in
stakeholder consultation, needs assessment, requirement translation
and prescription of technology solution Previous experience
gathering business requirements and applying business rules to
recommend technology solutions. Demonstrated experience using fraud
rules management to reduce or mitigate loss and fraud exposures.
Knowledge of data analysis tools, data visualization, developing
analysis queries and procedures in SQL, SAS, BI tools or other
analysis software, and relevant industry data & methods and ability
to connect external insights to business problems. Knowledge of
bank laws and regulations related to money movement and /or
payments, including but not limited to Reg E, Reg CC, UDAAP, FACTA,
and Reg Z. Strong written and verbal communication skills, with
demonstrated ability synthesizing data and clearly reporting
findings. What sets you apart: Prior fraud acquisition experience
Fraud Analytics experience specific to retail banking, credit card,
debit card, deposits, checking account Programming experience in
data analysis tools, data visualizations, and developing analysis
queries and automation techniques utilizing SQL, SAS, Tableau, and
Snowflake System knowledge operating a fraud detection engine tool
i.e. Actimize, PowerCurve Originations (PCO), Advanced Defense,
Falcon Expert US military experience through military service or a
military spouse/domestic partner Compensation range: The salary
range for this position is: $85,040 - $153,080 . USAA does not
provide visa sponsorship for this role. Please do not apply for
this role if at any time (now or in the future) you will need
immigration support (i.e., H-1B, TN, STEM OPT Training Plans,
etc.). Compensation: USAA has an effective process for assessing
market data and establishing ranges to ensure we remain
competitive. You are paid within the salary range based on your
experience and market data of the position. The actual salary for
this role may vary by location. Employees may be eligible for pay
incentives based on overall corporate and individual performance
and at the discretion of the USAA Board of Directors. The above
description reflects the details considered necessary to describe
the principal functions of the job and should not be construed as a
detailed description of all the work requirements that may be
performed in the job. Benefits: At USAA our employees enjoy
best-in-class benefits to support their physical, financial, and
emotional wellness. These benefits include comprehensive medical,
dental and vision plans, 401(k), pension, life insurance, parental
benefits, adoption assistance, paid time off program with paid
holidays plus 16 paid volunteer hours, and various wellness
programs. Additionally, our career path planning and continuing
education assists employees with their professional goals. For more
details on our outstanding benefits, visit our benefits page on
USAAjobs.com. Applications for this position are accepted on an
ongoing basis, this posting will remain open until the position is
filled. Thus, interested candidates are encouraged to apply the
same day they view this posting. USAA is an Equal Opportunity
Employer. All qualified applicants will receive consideration for
employment without regard to race, color, religion, sex, sexual
orientation, gender identity, national origin, disability, or
status as a protected veteran.
Keywords: USAA, Phoenix , Fraud Strategy Analyst I (Mid-level), Accounting, Auditing , Phoenix, Arizona
